Devoted 2U Home Care > Home Care Covered by Insurance

Home Care Covered by Insurance

We Accept Your Insurance.
You Focus on Getting Better.

We work with long-term care insurance and Medicaid so your loved one gets the care they need — without the paperwork headache falling on you.

Check My Insurance Eligibility — Free 📞 Call Now: (616) 209-9151
📋 We Handle the Paperwork
🛡 Long-Term Care Insurance
✅ Bonded & Insured Agency
📞 Free Benefits Verification
🎍 Family-Owned Since 2016
Using Your Benefits

Your Insurance Benefits Were Made for Moments Like This

Many families don’t realize how much their insurance covers for in-home care. We’ll verify your benefits for free and tell you exactly what you’re entitled to.

Insurance We Work With
🛡
Long-Term Care Insurance
If you or a loved one has a long-term care policy, it likely includes home care benefits. We work directly with your insurer to manage claims so you don’t have to.
🏥
Medicaid / Home Health
Qualifying seniors and individuals with disabilities may receive in-home care at little or no cost. We help families navigate eligibility and enrollment at no charge.
💳
Private Pay (If Insurance Falls Short)
If your insurance doesn’t fully cover your needs, we offer transparent private pay rates with no long-term contracts required.
We Handle the Paperwork

Here’s What We Take Off Your Plate

  • 1
    Free benefits verificationWe call your insurer and confirm exactly what home care services are covered under your plan.
  • 2
    We handle prior authorizationsWe submit all required documentation and handle the approval process with your insurance company.
  • 3
    We bill insurance directlyYou focus on your loved one’s care. We handle invoicing, billing, and follow-up with your insurer.
  • 4
    Care begins — you stay informedWe provide regular updates on care and billing so you’re never in the dark.

Free Insurance Eligibility Check

Fill out the form below and we’ll verify your coverage and explain your benefits — no obligation, no cost.

Insurance Clients Share Their Experience

They Handled Everything. We Just Got Better.

★★★★★

“My long-term care policy covered more than I expected. Devoted 2U called my insurance, got everything approved, and started care within the week. I didn’t lift a finger.”

— Gloria H.
Long-term care insurance client, 74
★★★★★

“My husband has a long-term care policy we’d been paying into for 20 years. Devoted 2U helped us actually use it — navigated the claims process and handled everything. Huge relief.”

— Helen B.
Wife of long-term care insurance client
Your Questions Answered

Insurance & Coverage FAQs

How do I know if my insurance covers home care?
That’s exactly why we offer the free eligibility check. You don’t need to dig through your policy — just fill out our form and we’ll call your insurance company and report back within one business day.
Does Medicare cover in-home care?
Original Medicare (Part A/B) has limited home health coverage and typically only applies after a qualifying hospital stay for skilled nursing needs. For non-medical home care, Medicaid (MI Choice Waiver) and long-term care insurance are the most common coverage options. We’ll help you figure out what applies to your situation.
What if my insurance doesn’t cover everything I need?
We’ll clearly explain what’s covered and what isn’t. For any gap in coverage, we offer competitive private pay rates with no long-term contract required — so you only pay for what you need.
Do I have to deal with the insurance company myself?
No. That’s our job. We handle prior authorizations, claim submissions, and follow-ups with your insurer. You receive regular updates so you always know where things stand.
How quickly can care start after insurance approval?
Once coverage is confirmed, we can typically place a caregiver within 24–48 hours. We’ll keep you updated every step of the way.

You’ve Been Paying for This Coverage. Let’s Use It.

Free eligibility check — no obligation. Find out what you’re entitled to in less than 24 hours.

Check My Coverage Now — Free